So, let me understand, people believe there is almost zero chance of their house being flooded if it is not on a FEMA map? Do people understand what those maps are?
Bryan Flooding issue
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Last: 7 yr ago by techno-ag
Like I said earlier. I carry flood insurance and have never been flooded. But with the creek behind me in the Oaks and the city trying to build along highway 6 where the creek goes, who knows what can back up later from the drainage being changed. Also, we are not on the 100 year flood plain.
I would not call one million to buyout repetitive flood houses as "handouts", first off.
Secondly, to prevent future problems, they need to tear down the buildings most susceptible to flooding. Houston's torn down entire neighborhoods, and there's still major flooding problems along certain corridors. Certainly Bryan could tear down a handful of houses.
Secondly, to prevent future problems, they need to tear down the buildings most susceptible to flooding. Houston's torn down entire neighborhoods, and there's still major flooding problems along certain corridors. Certainly Bryan could tear down a handful of houses.
The funding for the voluntary buyout program is split between all parties. I think for the Harris County instance of it, it was like 60% FEMA, 10% County, 15% City, and then the homeowner took a 15% loss on the property. For the Austin version (from the 2013 flood along Oyster Creek), it was like 50% FEMA, 40% City, and the homeowner took a 10% loss.
This is NOT a windfall for the homeowner. It's merely a "my property that I thought was worth X isn't worth nearly that and I need to get out without having to declare bankruptcy".
This is NOT a windfall for the homeowner. It's merely a "my property that I thought was worth X isn't worth nearly that and I need to get out without having to declare bankruptcy".
10% loss based on cost or current appraisal district value?
quote:No, people do NOT understand what those maps are for. But then again, 80% of Americans don't know how many Senators are in congress. Those same people are why we have to have these:
So, let me understand, people believe there is almost zero chance of their house being flooded if it is not on a FEMA map? Do people understand what those maps are?
Those of us who produce Flood Insurance Rate Maps for a living are frustrated by this but I'd imagine no more so than accountants whose clients don't understand compound interest.
Bump for new developments in the news. http://wtaw.com/2016/08/18/bryan-council-continue-flood-control-discussion-flood-victims-call-action/
Seems that (Surprise!) FEMA had no action at all, not even constructive criticism.
Seems that (Surprise!) FEMA had no action at all, not even constructive criticism.
quote:I was the buyer's agent on that home.
I don't know about that exact area but yes a lot of flood zones have been redrawn in Bryan in the last few years. For the most part the zones are way over stated and a lot of people are forced to have flood insurance that will never ever need it.
With that said, a 4th grader could look at some of those homes on Willowbend and see that they will most likely flood. I know at least one has flooded multiple times before the current owners bought it knowing it's history. Not sure if they are part of the complaining group though.
They are definitely not complaining. They love the house and understand that the low point in the living room is going to be underwater at least once a year. Not my cup of tea, but they got what is otherwise a really cool house for dirt cheap.
The city didn't want them to buy it and they had to sign a ton of paperwork before closing. The city wanted to tear it down and use that lot as detention. They aren't allowed to make any improvements to the back yard, that was part of the deal.
quote:
So, let me understand, people believe there is almost zero chance of their house being flooded if it is not on a FEMA map? Do people understand what those maps are?
To me, In a flood zone or out of one really isn't the issue. The issue is should the taxpapers pay to purchase the houses that were flooded?
Should the taxpayers pay for my house if it gets struck by lightning? Or gets destroyed due to a wildfire? Or, unknown by me, gets destroyed by termites? How about if my house becomes severely damaged due to extreme shifting of our clay soil?
Again, each case should be evaluated based on the merits of the situation, but if a buyer purchases a house that has flooded in the past or is in a flood prone area and the city didn't change the lay of the land causing a higher flood risk, I see no reason for the taxpayers to foot the bill.
quote:quote:No, people do NOT understand what those maps are for. But then again, 80% of Americans don't know how many Senators are in congress. Those same people are why we have to have these:
So, let me understand, people believe there is almost zero chance of their house being flooded if it is not on a FEMA map? Do people understand what those maps are?
Those of us who produce Flood Insurance Rate Maps for a living are frustrated by this but I'd imagine no more so than accountants whose clients don't understand compound interest.
Easy math. 57 states x 2 senators per state. 114 senators.
quote:Dummy, it's 3 senators per state.quote:quote:No, people do NOT understand what those maps are for. But then again, 80% of Americans don't know how many Senators are in congress. Those same people are why we have to have these:
So, let me understand, people believe there is almost zero chance of their house being flooded if it is not on a FEMA map? Do people understand what those maps are?
Those of us who produce Flood Insurance Rate Maps for a living are frustrated by this but I'd imagine no more so than accountants whose clients don't understand compound interest.
Easy math. 57 states x 2 senators per state. 114 senators.
Don't forget Puerto Rico and Guam.
Forget Guam, it already flipped over!!
quote:Too many Senators standing on one side of the island!
Forget Guam, it already flipped over!!
quote:quote:Dummy, it's 3 senators per state.quote:quote:No, people do NOT understand what those maps are for. But then again, 80% of Americans don't know how many Senators are in congress. Those same people are why we have to have these:
So, let me understand, people believe there is almost zero chance of their house being flooded if it is not on a FEMA map? Do people understand what those maps are?
Those of us who produce Flood Insurance Rate Maps for a living are frustrated by this but I'd imagine no more so than accountants whose clients don't understand compound interest.
Easy math. 57 states x 2 senators per state. 114 senators.
According to my neighbor it is even easier math:
One state--Texas--and all the rest can go to HE doublehockeysticks.
quote:Great 0bama reference!quote:quote:No, people do NOT understand what those maps are for. But then again, 80% of Americans don't know how many Senators are in congress. Those same people are why we have to have these:
So, let me understand, people believe there is almost zero chance of their house being flooded if it is not on a FEMA map? Do people understand what those maps are?
Those of us who produce Flood Insurance Rate Maps for a living are frustrated by this but I'd imagine no more so than accountants whose clients don't understand compound interest.
Easy math. 57 states x 2 senators per state. 114 senators.
quote:
Forget Guam, it already flipped over!!
https://en.wikipedia.org/wiki/Hank_Johnson
quote:
Henry C. "Hank" Johnson Jr. (born October 2, 1954) is the U.S. Representative for Georgia's 4th congressional district, serving since 2007. He is a member of the Democratic Party.
...
During a House Armed Services Committee hearing on March 25, 2010 concerning the U.S. military installation on the island of Guam, Johnson said to Admiral Robert F. Willard, Commander of U.S. Pacific Command, "My fear is that the whole island will become so overly populated that it will tip over and capsize"
FlyRod
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Bryan announces the city will get half a million from FEMA to purchase homes that flood often. The city will throw in some money too and try to buy 4 properties on Mockingbird, McHaney, & Willow Bend.