Just curious - I was quoted 3.25% on a 30 year fixed, 5% down on $350k loan. 800+ credit score.
$6,600 in closing costs
$5,900 in prepaid costs
$6,600 in closing costs
$5,900 in prepaid costs
Steve, I've got two estimates in hand and I dont think either of them are close to being in my best interest. One is a sandbag and the other sounds too good to be true.SteveBott said:
Without seeing the actual offer I could tell exactly. Looks a little high. I am pricing a 30 in an hour. My contact info is in my profile if you want to reach out.
sent you over an email.SteveBott said:
Sure. Now if you want
Dude I love these responses with no idea of situation. LOLAggiehunter34 said:
Definitely high. I would be happy to get you rates and loan costs and help in any way I can. My email is bbailey@gomycity.com and contact number is in my profile.
Brian
As always Bott with the level headed win.SteveBott said:
Without seeing the actual offer I could tell exactly. Looks a little high. I am pricing a 30 in an hour. My contact info is in my profile if you want to reach out.
Location? Property type? Occupancy? just to name a few off-hand that affect costs.Aggiehunter34 said:
He gave me enough info to look up pricing and I know my closing costs. Not sure what other info you need to do a quick look at pricing out a loan. It wasn't a pre-qualification. LOL
I funded more last month than you have probably ever sniffed. Slow your roll. There is a reason why only 1 or 2 of us are still here giving advice and writing loans after 15+ years. This isn't a meat market, it is a place for advice.Aggiehunter34 said:
He gave me enough info to look up pricing and I know my closing costs. Not sure what other info you need to do a quick look at pricing out a loan. It wasn't a pre-qualification. LOL
He said 800+, that is where I price everyone that won't give me enough info for soft pull, because if it is less, it is their fault. Ha! LOLOLSteveBott said:
You forgot credit score
Thanks for the advice Jeff...and congrats on such a great month! I am retired military and a 100% disabled veteran, so thankfully I am blessed enough to not worry about a paycheck. My apologies if my response rubbed you wrong. I was simply saying exactly what others had said on the board that I felt the package was too high based off of the information that was given. I also gave my contact info for them to reach out if needed. Trust me, if there is a better deal to be had outside of what I can offer, I will tell them.Deats99 said:I funded more last month than you have probably ever sniffed. Slow your roll. There is a reason why only 1 or 2 of us are still here giving advice and writing loans after 15+ years. This isn't a meat market, it is a place for advice.Aggiehunter34 said:
He gave me enough info to look up pricing and I know my closing costs. Not sure what other info you need to do a quick look at pricing out a loan. It wasn't a pre-qualification. LOL
HOF dbag response unless yall are buddies and just giving each other ****Deats99 said:I funded more last month than you have probably ever sniffed. Slow your roll. There is a reason why only 1 or 2 of us are still here giving advice and writing loans after 15+ years. This isn't a meat market, it is a place for advice.Aggiehunter34 said:
He gave me enough info to look up pricing and I know my closing costs. Not sure what other info you need to do a quick look at pricing out a loan. It wasn't a pre-qualification. LOL
You're the only one calling into question people's professional qualifications, and then felt the need to swing your micropeen like it was a big ol hog.Deats99 said:
Wow, I assure you that I do not know him. If I had he would not have questioned my professional competence on a public forum. Now as to my response, if you came on TexAgs and can't handle some **** talking, Highway 6 definitely still runs both ways.
Deats99 said:
Wow, I assure you that I do not know him. If I had he would not have questioned my professional competence on a public forum. Now as to my response, if you came on TexAgs and can't handle some **** talking, Highway 6 definitely still runs both ways.