You are asking for a cash out loan which has higher then non cash out rates, and rates have just bumped up overall in the last 2 trading days. But, in a lot of cases we can still get you under 2% with that low loan to value of 60% or lower without a LOT of points but there will be some buy down for sure. The details will matter. My email is my screen name here so if you want to send me an email or a PM I can get some more details from you and send you some numbers to look at.