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Mortgage guy just told me Jumbo's are locked up right now - is this true?

2,602 Views | 13 Replies | Last: 3 yr ago by Jay@AgsReward.com
ChoppinDs40
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2:15p, 9/9/20
AG
is this true? is everyone just doing 80/10/10 instead?

I was anticipating getting a Jumbo loan around 4%... Instead I'm looking at a 30year conventional at 2.5% and a 10% 2nd lien at 5.25%.


Anyone have anything that competes with that?

Exceptional credit (822) with more than enough for 20% down.
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MookieBlaylock
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2:23p, 9/9/20
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Call another lender
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BrianDemarais
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3:01p, 9/9/20
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Not sure if the picture will post. But, my friend and fellow Aggie Tyler Speakman is a mortgage lender and I know he's helped several people lately with Jumbos.
469-615-5546
Tyler.speakman@firstunitedbank.com
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Jay@AgsReward.com
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3:40p, 9/9/20
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With 20% down jumbo should be no problem with rates even lower then 4%. Love to give you some numbers to look at. been the title sponsor here for years and helped countless posters. Email is my screen name here.
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Rice and Fries
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In reply to Jay@AgsReward.com • 10:46p, 9/9/20
Jay@AgsReward.com said:
With 20% down jumbo should be no problem with rates even lower then 4%. Love to give you some numbers to look at. been the title sponsor here for years and helped countless posters. Email is my screen name here.


Would 10% down be eligible for one with everything going on? Or should we just look at an 80-10-10?
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Shooter McGavin
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8:21a, 9/10/20
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Son just locked a jumbo at 3.65 with 10% down.
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Jay@AgsReward.com
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12:37p, 9/10/20
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yes, 10% is still doable as well.
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MAS444
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1:56p, 9/10/20
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How about jumbo refis? Are they available and what do the rates look like?
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Jay@AgsReward.com
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In reply to MAS444 • 5:03p, 9/10/20
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sure, they are available. As for rate there are a TON of factors that go into what a rate would be. But, 3.25%-3.00 range is available depending on the details.
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MAS444
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In reply to Jay@AgsReward.com • 5:12p, 9/10/20
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Thanks, Jay.
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corndog04
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12:17p, 9/11/20
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Jay - are you licensed for New Mexico loans?
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Jay@AgsReward.com
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In reply to corndog04 • 2:52p, 9/11/20
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17 states, but sorry NM is not one of them.
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PeekingDuck
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11:10a, 9/12/20
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Is Oklahoma one of them? If so, might be in contact in a bit.
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RGRAg1/75
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In reply to Jay@AgsReward.com • 1:21p, 9/13/20
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Jay@AgsReward.com said:
17 states, but sorry NM is not one of them.

Maybe easier to post your list of 17? Thx.
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Jay@AgsReward.com
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9:00a, 9/15/20
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TX, LA, AL, FL, GA, VA, PA, CT, CO, IA, ID, WA, OR. Only 13 I guess right now actually.
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