So anyone else refinancing or purchasing and locking in these awesomely low rates?
Thanks. Seems like a really good opportunity to refi a 30 year into a 15 year with these rates. Will have to run the numbers, but Im hoping rates will stay low until August when my son goes from private Lutheran Pre-K to Kindergarten to free up more disposable income. Will still probably be lower than they were when I closed in 2014, though.SteveBott said:
It is your option to roll in closing costs. Mine are 4000-4500 depending on variables
mneisch said:
Just refinanced my 30 year at 3.625 (3 years in) to a 15 year at 2.375.
No brainer IMO94chem said:mneisch said:
Just refinanced my 30 year at 3.625 (3 years in) to a 15 year at 2.375.
Man, that's a pretty sounding number. It's just hard to justify tying up another $350/month or so in non-liquid assets.
Where did you get the 2.375?mneisch said:
Just refinanced my 30 year at 3.625 (3 years in) to a 15 year at 2.375.
Aggie09Derek said:No brainer IMO94chem said:mneisch said:
Just refinanced my 30 year at 3.625 (3 years in) to a 15 year at 2.375.
Man, that's a pretty sounding number. It's just hard to justify tying up another $350/month or so in non-liquid assets.
Rustys-Beef-o-Reeno said:
What's the going rate for 30 year fixed refi? Excellent credit , ratios etc , non jumbo
Ballpark, I know every case is different. Currently 5 years into a 30 year 3.875
sklipes said:
Just bought in September '19 @ 3.99% 30 yr fixed. Is refi even an option?
Premium said:
Can rates go even lower? Seems like there might be one or two more rungs to drop.
coleasterling said:
Current mortgage is 3.25%. Nope.