Pros and cons, lets hear it folks!! Just got finished building and have quite a bit of equity. Looking to put in a pool. As for a cash out refi, I'm currently at a 3.625% rate and got quoted for a refi rate of 3.75% 30 year fixed.
I know a lot of this is just preference, but just wanting to know if anyone has any information to whether one is actually better than the other.