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Refinance Options

1,028 Views | 8 Replies | Last: 4 mo ago by third coast..
rondis23
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Good morning! Ill try and be brief..my wife and I are looking to refinance our home. It's a relatively new home that was finished exactly a year ago in May 2018. We did a 2 time closing new construction loan, and at the time of the 2nd close (last week of May 2018) the rates had come up a bit. We closed with a local bank, and painfully ended up with a 5% rate on the final date of closing.

It seems at the time there was a bit if anxiety with the possibility of rates and the economy worsening. We did not buy any points. However, it seems after a few short weeks things started to improve and it seems have maintained well. Our rate is fixed, and we are wanting to refinance. We have excellent credit, and a strong financial background. Does anyone on here do refinancing? Thank you in advance!
Jay@AgsReward.com
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you bet. Love to compete for your business. We have been the title sponsor for the this forum for 10+ years. My email is my screen name here.
Red Pear Realty
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Jay has been great to work with in my experience.
Sponsor Message: Up to 2% Buyers Commission Rebates / $1,200 Full Service For Sale Listings / $500 For Lease Listings
Red Pear Realty

rondis23
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Will be emailing you!!!
SteveBott
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I will throw my offer out there. 16 years experience and done loans all over the state. I have helped hundreds of Texagers. My contact info is in my profile.
Deats99
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Any of the guys so far are top notch and I would talk to all of us.

I would love a chance to earn our business also. We are a direct seller and bundler to Fannie and Freddie and offer a complete online process, specializing in digital verification of income, assets, and property value. We are able to provide a match or beat low price commitment once in process in order to protect you now, and a Lifetime Guarantee to protect you in the future from rate fluctuation as the 2nd largest direct lender in the U.S. My contact info is in my profile.

Thanks
A good plan violently executed now is better than a perfect plan executed next week.
-George S Patton
rondis23
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Thank you for all the replies! I know all of you guys are great from the time I've spent reading on this board. Will contact everyone shortly.
Premium
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Will you be in this house 10 years or longer? I always went with a 30 year or 15 year, but never had intentions of being in it or owning it that long.

The reason I ask is 10 year or 7 year ARMs have better rates. I wouldn't do one if I knew I'd have a 15-30 year note on the same house, but it's appealing when I know it's a 5-10 year house max.

jja79 is with Amegy Bank and helped me out recently
third coast..
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Another vote for Jay at AgsReward
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