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What are rates looking like on investment properties?

2,440 Views | 16 Replies | Last: 6 yr ago by SteveBott
G Money
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AG
25% Down
30 year fixed

Thanks!
SteveBott
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AG
Credit score?
SteveBott
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Assuming 740 plus credit, setting up insurance and tax escrow and no points

4.5 maybe 4.375 depending on market on Monday

Contact info in my profile
G Money
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Jay@AgsReward.com
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AG
as low as 4.25% on Friday.
SwissAgg
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Do all Investment loans require 20% down? I down want to derail the thread, but

I may be in the market soon.
SteveBott
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20% but 25% is better pricing. Jay and I can do two loan packages with 75/10 and 15 down but the rate on the second lien for me anyway is a little steep.
mwp02ag
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I am going to email ya this evening for a cash out refi from hard money on a triplex in SA.
SteveBott
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Email or even call anytime. My contact info is in my profile
Human
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Interest rates go up today?
SteveBott
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No. nice drop after several days inching up
tamutaylor12
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Not completely related but I didn't feel like we needed a new thread.

I own my home and want to purchase a rental. I know the financing options thanks to the awesome posters on here. Is the financing different if I want to rent my current house and purchase a second home to live in? Or is a second mortgage a second mortgage regardless of who is living there?
jja79
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If you rent your current primary and move to another you qualify for primary residence terms. If you buy a house with the intent to rent it then uou qualify for investment property terms.
tamutaylor12
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Good info. Thanks.
Tonyperkis
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Keeping this old topic alive. Curious on rates today for 20% down duplex investment property.

Or would I need to put 25% down?
SteveBott
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you can put 20% down but 25 saves you 1.25% discount points
Tonyperkis
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What are rates for 25% down - 30 yr fixed?
SteveBott
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25% down, 740 plus credit, investment property, around 4.625 no points or fractional point depending on the market Monday
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