What you got?
Jock11 said:
I recently switched from USAA to Allstate. I got better coverage w/ Umbrella added for lower rate. I switched from USAA auto to Allstate auto as well. They tripled my auto coverage for much less.
Jock11 said:
I recently switched from USAA to Allstate. I got better coverage w/ Umbrella added for lower rate. I switched from USAA auto to Allstate auto as well. They tripled my auto coverage for much less.
To this point, anyone that's left USAA, have you kept anything (insurance or otherwise) with USAA in case you ever wanted to go back or use their services in the future?Cyp0111 said:
We have USAA but it's gotten really expensive the last 3 years. Fear is that you switch for low rate then they increase yoy to get back closer to previous rate.
SteveBott said:
Rice what is the value of the home. My formula is on half of 1% of the value of the home. So 300K home around 1500 per year. That works for the mid range priced homes say 150-450K. It not as accurate for below or above. And Houston is a totally different market and that cannot be used there. Houston it is all about how close you are the to coast. Closer more expensive. Texas City would be twice the cost of Woodlands
There is no real way to guesstimate on home insurance costs. An applicants credit score and the year built of the house are the two biggest factors that go into rate. I have insured some homes over $600k in dwelling coverage for under $1000 a year. And then have also had some in the $200k range for well over $2k. Way too many variables to estimate what someone should be paying.SteveBott said:
Based on my formula you are high. Should be 2000-2100. But there are many factors I can't know. Credit score, distance from a fire station etc.
reputable insurance companies pay legitimate claims. There are degrees of service but they pay. If a claim is sketchy then who knows. Call my references or others and get a few quotes. Its free.
Yes, left the cars there...BenRev09 said:To this point, anyone that's left USAA, have you kept anything (insurance or otherwise) with USAA in case you ever wanted to go back or use their services in the future?Cyp0111 said:
We have USAA but it's gotten really expensive the last 3 years. Fear is that you switch for low rate then they increase yoy to get back closer to previous rate.