I have $750 a year I put towards FSA through my employer for medical.
It is the kind that is use it or lose it. So when it comes time to get the last dollar our of it, sometimes I have say a $300 medical bill, but my balance remaining to reimburse is only $150. So I can only claim/reimburse $150 of that bill to get back all my FSA contributions..
Question is, can I still claim/reimburse the remaining $150 through my wife's HSA? I assume I can, but is this a tax/record keeping nightmare or not?
One bill being use to reimburse out of two separate tax free vehicles.
I plan to let HSA grow over the years and keep EOBs/receipts for qualified purchases. So I'm just wondering how in the world the gov or anyone would know that I already got reimbursed through an FSA for this bill that is 10 years old. Whether I do it honestly (only reimburse half decades later) or not (reimburse the whole amount again decades later)