reineraggie09 said:
I know there are different opinions on CFP's on this board. I am looking for someone to help guide me along, not to invest my money. I am not a wealthy individual, but want to make sure I am on the correct path. My accountant recently hired someone with a CFP. They wanted $3500. I figured I would be better off taking that $3500 and putting it towards my student loans. Anyways, I live in Navasota, but would be willing to travel to Houston for a good advisor. Just need some suggestions.
A few additional ideas:
1) Reach out to financial planning firms and see if they want to use you as a training case for younger employees. Not all firms will be into this. I would couch it as good practice for planning for client's adult children.
2) reach out to fee based CFPs. Let them know you may not be a fit for their services yet, but ask if they would grab coffee with you once or twice to discuss specific steps someone your age can take. Most CFPs are helpers by nature, and happy to do so in down time. Hourly based CFPs are less likely to help you Pro-bono given their compensation model.
3) reach out to financial planning programs and see if they could use a "young adult" test case for class one day.
4). Talk to lots of people and boards like this. The more information the better unless it becomes overwhelming/leads to inaction.