Just went thru a very tough season the past 18 months - divorce after 26 yrs, my mom passed away from ovarian cancer, my teenage daughter was sexually assaulted and hospitalized. All this to say that I have always had a healthy credit score (760+) and at this point it has taken a huge hit due to late payments and medical bills. I have been able to get debt free except for a $375 car payment, but my score is sitting at 580 and I cant qualify for a mortgage or credit card. I know the general theory is that it takes time to rebuild, but is there anything I can do to help speed along the process and get the score healthy again faster?
Much thanks in advance.
Much thanks in advance.