7 year, 0% financing

5,090 Views | 27 Replies | Last: 4 yr ago by AgsWin2011
SquirrellyDan
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9:55a, 3/23/20
AG
Looks like Ford, GM, and Dodge are all rolling out 0% financing for 7 years. Been looking at getting a new truck for a while....going to be awfully tempting.

I know sometimes you end up "paying" for the zero interest financing in other ways (no rebates, etc). Anyone care to share some advice?
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Duncan Idaho
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10:15a, 3/23/20
Unless you are living on a federal pension or are in the military, healthcare or critical infrastructure, I'd hold off on any major purchases for a while.

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aggiepaintrain
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10:34a, 3/23/20
AG
Don't do it.
Prices will DROP ALOT
FJB
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Rustys-Beef-o-Reeno
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10:57a, 3/23/20
AG
End of the year deals might be to tempting to pass up this year
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SquirrellyDan
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In reply to Duncan Idaho • 11:49a, 3/23/20
AG
Duncan Idaho said:
Unless you are living on a federal pension or are in the military, healthcare or critical infrastructure, I'd hold off on any major purchases for a while.

One of those applies. Anyways, I'm in no rush.
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1agswitchin4lanes
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2:46p, 3/23/20
AG
Trail boss on dub deuces, bruh
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3rd Platoon
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In reply to 1agswitchin4lanes • 3:06p, 3/23/20
AG
1agswitchin4lanes said:
AT4 on dub deuces, bruh


FIFY
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mm98
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3:22p, 3/23/20
AG
Should have waited to buy a truck...we were put on a copmany allowance in January but i could have done a monthly rental rather than rush into it.

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saltydog13
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In reply to aggiepaintrain • 7:44p, 3/23/20
AG
aggiepaintrain said:
Don't do it.
Prices will DROP ALOT

What is a lot when talking about land cruiser prices?
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bkag9824
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9:12p, 3/23/20
AG
Easier to get a better deal on inventory vs. special order I would assume?

So difficult to find a 6.5' bed on the F150 diesel, let alone without going top of line trim.
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agdaddy04
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In reply to bkag9824 • 10:18p, 3/23/20
AG
You're not getting any kind of special order for awhile.
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agdaddy04
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10:19p, 3/23/20
AG
Ford sure was quick to roll out the new commercials regarding no touch deliveries and other measures regarding covid.
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bkag9824
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In reply to agdaddy04 • 10:42p, 3/23/20
AG
Not looking to buy in immediate future, content to wait this out some.
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Pahdz
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11:29p, 3/23/20
I'm somewhat intrigued and conflicted.

I've got an auto allowance through work and my 2015 Tundra will be paid for next month. I really wanted another Tundra but the refresh has been bumped back to late 2021 (or later now). With these deals out there now I could finance way longer than what I'd ever want to do and maybe still pay off early.
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tk for tu juan
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In reply to agdaddy04 • 12:11a, 3/24/20
agdaddy04 said:
Ford sure was quick to roll out the new commercials regarding no touch deliveries and other measures regarding covid.
Ford's ad agency was in the process of creating the advertising for March Madness when the SHTF. They quickly switched gears to create the first commercials about helping people with their payments and now these latest ads.

https://www.fastcompany.com/90478322/ford-reads-the-culture-right-with-new-coronavirus-response-advertising
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jcbaggie04
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In reply to tk for tu juan • 12:58a, 3/24/20
AG
Smart really. Can you really blame them for being quick about it? I don't think anyone is thinking this is just a bad month for the economy.
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EMY92
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In reply to agdaddy04 • 5:51a, 3/24/20
AG
agdaddy04 said:
Ford sure was quick to roll out the new commercials regarding no touch deliveries and other measures regarding covid.
I've seen the same kind of commercials for other manufacturers, I've also seen local dealerships get into the same.
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CDUB98
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11:50a, 3/24/20
AG
At 0% and 84 months, they are practically paying you to buy something.

I mean, if you factor in a traditional 2% inflation, you're effectively getting paid that much.....cash flow discounted.
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Tree Hugger
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3:29p, 3/24/20
AG
I paid $45K for new GMC last year
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TxTarpon
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In reply to Duncan Idaho • 3:56p, 3/24/20

Quote:
Unless you are living on a federal pension or are in the military, healthcare or critical infrastructure, I'd hold off on any major purchases for a while.
This is excellent advice.

Cash is king now.

Hoard it like toilet paper, wait for the "deals".
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kyledr04
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3:16p, 3/30/20
AG
I saw an ad today about the manufacturer making 3 payments and you skip 3. I think it was Chevy. Must already be hurting.
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crowman2010
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In reply to SquirrellyDan • 5:58p, 3/30/20
AG
Suggest you go follow the automotive board and the thread I started over there about March sales volumes...they are predicting 70%+ drop in year over year in april now. I would highly suggest waiting until July or August (or later). I predict new King Ranches and AT4's will be mid $40s
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AgOutsideAustin
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11:59a, 3/31/20
AG
Just wait until Trucktember or Trucktober....
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JAW3336
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In reply to crowman2010 • 1:02p, 3/31/20
AG
crowman2010 said:
Suggest you go follow the automotive board and the thread I started over there about March sales volumes...they are predicting 70%+ drop in year over year in april now. I would highly suggest waiting until July or August (or later). I predict new King Ranches and AT4's will be mid $40s
Isn't this the automotive board?
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nortex97
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In reply to TxTarpon • 1:14p, 3/31/20
AG
TxTarpon said:

Quote:
Unless you are living on a federal pension or are in the military, healthcare or critical infrastructure, I'd hold off on any major purchases for a while.
This is excellent advice.

Cash is king now.

Hoard it like toilet paper, wait for the "deals".
Yes, and it is true that "deals" will probably only be getting better over the next six months.

BUT, I do think cash is going to be worth less over the next couple years. Inflation is coming...
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tk for tu juan
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In reply to AgOutsideAustin • 5:03p, 3/31/20
AgOutsideAustin said:
Just wait until Trucktember or Trucktober....

Truckteenth Day
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Tim Weaver
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In reply to jcbaggie04 • 12:01p, 4/1/20
jcbaggie04 said:
Smart really. Can you really blame them for being quick about it? I don't think anyone is thinking this is just a bad month for the economy.
They weathered the bailout storm the same way. They were quicker to respond and came out of that mess on top.




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Aggietaco
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In reply to JAW3336 • 12:03p, 4/1/20
AG
JAW3336 said:
crowman2010 said:
Suggest you go follow the automotive board and the thread I started over there about March sales volumes...they are predicting 70%+ drop in year over year in april now. I would highly suggest waiting until July or August (or later). I predict new King Ranches and AT4's will be mid $40s
Isn't this the automotive board?
Careful, this is the guy that predicted the auto finance bubble pop way back when. Just sign up for his newsletter, sit back, and learn.
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AgsWin2011
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In reply to crowman2010 • 9:26p, 4/1/20
AG
crowman2010 said:
Suggest you go follow the automotive board and the thread I started over there about March sales volumes...they are predicting 70%+ drop in year over year in april now. I would highly suggest waiting until July or August (or later). I predict new King Ranches and AT4's will be mid $40s


If new King Ranches cost mid 40's later this year, guess I'll be getting a new King Ranch!
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