State Auto Homeowners Insurance - Thoughts?

Rice and Fries

Joined: Mar 29, 2012

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Anyone else use this company for homeowner's insurance?

They are offering a $1650/year insurance policy which is a lot lower than what I've been quoted from others. Usually if it sounds too good to be true, it is.

kingj3

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8:41a, 11/27/18

AG

I sell a lot of their homeowner's product in DFW. I'm certainly willing to take a look at it for you if you'd like.

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Glang18

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11:51a, 11/27/18

AG

Agreed, I work for the largest insurance brokerage in Texas, and State Auto definitely blows other rates out of the water sometimes. They have a pretty solid policy, just make sure it's an HO3, with replacement cost on your personal property with all the water coverages endorsed.

Rice and Fries

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In reply to Glang18 • 5:26p, 11/27/18

Glang18 said:
Agreed, I work for the largest insurance brokerage in Texas, and State Auto definitely blows other rates out of the water sometimes. They have a pretty solid policy, just make sure it's an HO3, with replacement cost on your personal property with all the water coverages endorsed.

How would you compare them to USAA?

Braxton.Sherrill

Joined: Oct 26, 2005

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8:42a, 11/28/18

AG

I previously worked in personal lines insurance, and came across USAA alot.

The best thing they do is brainwash their customers into thinking they have something great.

They are just like the rest of them with rates that are usually a little higher.

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