What's a good/decent rate for 2 vehicles and a 2100 sq ft home?

We currently pay $436 a month.

Notes:

We have had Farmers for a few years now and the price keeps rising.

Two vehicles - $2782 for 12 months = $232 a month (not even full coverage)
Home Insurance - $2445 for 12 months = $204 per month (goes through mortgage)

Home rate seems high but I don't know what you have it insured for. Insurable value has direct relation to premium, along with claims. I pay around $315/month for home and auto. House is about the same size and 2 vehicles. Call a broker and have them look at it. I know one advertises on here, but you can also call Stephen Franke at C1 insurance. They are Aggie owned and operated and part of the Aggie 100. They will shop multiple carriers.

We need details about your home and your cars. two BMWs and a mansion will cost more to insure than a pair of hoopties and a lean-to.

2011 Highlander - good condition
2007 Camry - good condition

Home built in 1983, foundation, single story, 2100 sq ft, new roof (asphalt shingles) in 2011, 2 car attached garage, we have an alarm system and smoke/CO2 detectors.

Call
Liere insurance and get them
To quote you. They are a broker and sponsor on this site. I bet they can beat whatever you have.

Give me a call, I work for the largest insurance brokerage in Texas, so I can let you know exactly where you stand in the market!

214.838.5640
gillett.langston@goosehead.com

I'm a commercial insurance underwriter and ask an agent. There are more than a few factors that determine t he price.

Seems really high, we're at $178 full coverage on the auto. Not sure what the home value is, but we are under 2k for 3100 sq ft, both with Liberty. Let me know if you want my agents info, she's awesome.

Thanks for all the replies. I'll contact everyone listed early next week.


DFW, I'd appreciate that info. RaptorTexags@gmail