We've actually never had good luck with BSW billing us correctly - still like them, but just a heads up on this. We tend to use St Joseph's and they usually almost always bill correctly (I'd say 1 in 15 bills something might be off). We have several kiddos- so we for sure see our fair share of ER and urgent care doctors. As far as physician selection--- I have to say we have never ever felt limited or boxed in. We've seen specialists in all ranges and I've never ever felt our selection was limited or being forced to one person because of Tricare. One single time a specialist I saw wanted another surgeon in town to do my surgery. That specific surgeon doesn't take Tricare normally, but we filled out forms and it was taken care of no issue.
Some of the specialists in town that take Prime that I recommend to anyone are Dr Bhavsar at St Jo's for urology. Dr Lechin for cardiology, and Dr Richards at Scott and White for gastroenterology. For eyeglasses we use Dr Shini and he bills Tricare and we've never had an issue with that. Orthopedics we use St Jo's. Dr Mittan for endocrinology. I have seen some of the Dr's at Texas Brain & Spine, but my main neurosurgeon is in Houston, but he is one of the top Dr's in the field for what my issue is so that is why I stick with him over a local Neuro. If you do a search for the first specialities I listed you'll see that they tend to always pop up as recommendations of people to see around here.
You can always go to the physician finder and put in specialists for our area and they all pop up. Really the only limitations we've had was with the PCM. Although it's a bit further for us to go to The Woodlands vs Lexington, we make a day out of it since there are plenty of things to do there. Also, before when it was Dr Burkhart there practicing rural medicine-- she was fantastic! She was really good at her job and we miss her. Had she not left we would still be going there. For the Woodlands, We go as an entire family and everyone is seen, and all the yearly specialist referrals are filed. Sometimes if an unexpected specialist referral is needed (say a broken arm in the ER), we give them a call and they file it over the phone. My last appt was actually tele-doc because of covid which was super handy!
The fact that we can't see someone local for a PCM does suck to be honest. We met with Representative Bill Flores and let him know we feel this way. One of our college kids went out of state and was able to switch to a local PCM there. We are just in the bubble of no PCM's here.