This morning, USAA (our insurance) called us saying they needed more information about the auto claim that was filed yesterday. Red flags immediately went up because I filed nothing yesterday. They then went on to tell me that there was an incident in a Dallas Walmart parking lot and "my" 2010 White Toyota Rav4 opened the door and hit someone else's vehicle and caused door damage. The driver of the Toyota refused that there was damage so the driver of the other vehicle went to the North Central Police Station to try and file an accident report.

Here's the thing. I DID NOT GO TO A WALMART YESTERDAY. I DO NOT NOR HAVE I EVER OWNED A 2010 WHITE TOYOTA RAV4. Also, the license plate the guy reported to police and USAA was NOWHERE CLOSE TO ANY LICENSE PLATE I HAVE EVER HAD.

After 3 hours of back and forth calls with USAA, we also learned that the guy who reported the accident said the driver of the Rav was a hispanic male. NOT ME OR MY HUSBAND.

USAA said the guy had gone into the police station and THE POLICE HAD GIVEN HIM OUR POLICY INFORMATION. Even though the license plate he was giving this whole time ran to the Hispanic male and never to me.

THIS IS THE IMPORTANT PART: I visited the North Central Police Station yesterday at 1:30pm to pick up an accident form because someone must have hit my car in a parking lot the other day. TOTALLY UNRELATED. Although I gave the police no information, I believe they scanned my plate and got my info as I pulled into the station because there was a cop car on and the cop got out to greet me after I parked.

THIS IS THE SAME STATION THAT THIS MAN WENT TO 2 HOURS LATER TO REPORT HIS ACCIDENT.
I THINK THE POLICE THOUGHT THEY WERE BEING SMART AND THOUGHT THEY WERE PUTTING 2 AND 2 TOGETHER AND ASSUMED I WAS THE PERSON INVOLVED IN THE OTHER GUY'S PARKING LOT ACCIDENT AND GAVE THIS GUY MY INSURANCE INFORMATION.

The police are "looking into it." HOW CAN THIS HAPPEN? USAA was going to file the claim against my Highlander since they didn't have record of the Toyota on my account. I could have seriously been screwed. And it wasted hours of my life today. And the police are giving out private information?

Update from.yesterday 4/13:

From what have I have been able to find, he is a 67 year old unmarried male living in a $550k house in Dallas. This morning I called USAA asking if they could call him and see if we could all get on a call so I can get to the bottom of how he got my policy number. He told the agent he wouldn't talk to me and did not want to tell me what police station he went to (he must have forgot he had already given that info to my insurance in initial report. So I know what station) or the name of the officer he spoke with. He also said he was hiring a private investigator. So WTF.

What's his address

It's a 3 bed 2.5 bath built in 80s. 3,000 sq ft

Could a PI get my name/address based off a policy number?

I'm confused. First you said you knew which station be filed the report at and then you said he wouldn't tell you which station he filed the report at. Who told you which station he went to?

I meant to put an aside note in that update that said even though he refuses to tell the agent yesterday what station he has been to he must have forgot he had already given that info to my insurance in initial report. So I know what station.

That's a good idea

Ge already admitted it was a Hispanic male and the name he gave matched the name that the license plate matched to.

So wtf does he think hes going to do? Claim that this dude was borrowing "my" vehicle?

What's the issue that concerns you?

USAA paying an erroneous claim? From what you have written, it doesn't sound like this is a worry. USAA lives up to the rep in cases like this.

or

Concerned with the police filing something like leaving the scene of an accident?

No, that would be WAY too coincidental. The fact that I was in the same police station two hours earlier....no, that would be like getting struck by lightning twice.

Sooo you're not in Nashville?

Irish_Man said:

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AnyOtherName said:

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Walmart Cameras?

Prove where you were the other day when he was at walmart?

Go to his house and burn it to the ground?

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No, no, this is a serious situation. The only thing for it is for OP to tear down his own fence.

Right. No longer.

Two officers sit in cars at every station to guard the stations. The city still has not built fences to protect the station parking lots (DFD has them) despite the attacks on headquarters and multiple incidents of squad cars being shot at etc. That is why someone was in a squad car in front of the station and greeted you.

I'm confused about your post. Was the claim that someone opened their car door hard and it dented another car/car door next to it?

Sorry you are having to go through all of this.

I figured that was the case and I have no problem with them sitting out there and running plates because it really is for the safety of the station.

So yes, the guy said he was parked in the Walmart parking lot and "my" white Toyota Rav4 opened the door next to him and hit his car and caused damage.

The Sergeant gave me a call this morning and said they are still looking into it and the officer they think gave my information is at a weeklong training so they won't be able to talk to him until next week.