I agree 100%. It's one thing to earn money from labor and investment and spoil yourself. It's not right, but at least the money was earned by either hard work or risk. It's another thing entirely to take donations and spend that money lavishly on personal luxuries.
There's a few different ways I look at this. First, investment or wages are paid to offset labor or risk. The personal receiving the money has already done everything required, implied, and expected to obtain the money. At that point, the person receiving the money has no duty or responsibility to the one who paid them. Donation is different. People donate for a purpose. Whether it's to save the trees, feed the homeless, or build a church, the people donating have a reasonable expectation that money will be spent for that purpose. To take that money and spend it on something else without first consulting the donor is akin to theft. That applies to jumbo jets for prosperity gospel preachers, corvettes for buidling preservations societies, and even when the Red Cross used donated Katrina money for other projects.
Along with that, you must consider the expectations of the donor. If someone donates to Joel Olsteen expecting him to feed the hungry, and then he buys a private jet then he has done wrong. If he has a campaign to raise money for a private jet and people donate to it, then it's hard to argue he is stealing from them. However, it does make the tax deductible nature of the organization questionable when the primary purpose of the organization seems to be the luxury living of the staff and not helping the needy or spreading the Gospel.
The Catholic Church question is sticky too. It's the largest charitable organization in the world. There are very few people or organizations that can criticize them from a moral high ground. Also, most of the ostentatious and elaborate works are churches and cathedrals. These are literally houses of God, and if God doesn't deserve wondrous beauty then who does? Also mentioned above is the fact that these projects provide work and therefore money and food to a large population for an extended period of time. I think everyone agrees it better to give someone a livelihood instead of a handout.
None of this excuses the blatant greed in these or any other religious organizations or charities.
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