Credit card fraud alerts

1,638 Views | 14 Replies | Last: 6 yr ago by YellAgs
rononeill
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What a pain. Y'all ever get the texts asking you to approve strange charges? The times I've said "not mine" they shut everything down and send new cards. While the new cars is nice, a huge pain to update everything and my dallas 30k/1M lifestyle gets stunted until I get the new plastic. Ignored an alert a couple days ago. Charge never went through. Gonna ignore the one I just got. #stayhard
redd38
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AG
This is why I always have $5k in cash on me at all times.
rononeill
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Do draw that on the cash advance line?
The Dog Lord
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AG
Multiple alerts in a few days? I'd just get the new card if I were you. While you're at, get another card to use as a backup. Keep a record of things that need to be updated with new card numbers, addresses, phone numbers, etc. It doesn't take long to change them.
PrincessButtercup
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AG
redd38 said:

This is why I always have $5k in cash on me at all times.


Lolpoor
Tecolote
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AG
redd38 said:

This is why I always have $5k in cash on me at all times.
While not carrying a fortune, hope you never get stopped for speeding. Under Sessions, that's enough to have it seized under civil forfeiture rules. Cop just gotta say he's sure it was for buying or from selling drugs.
rononeill
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I got a text that the first one was declined. So something is working. And none of the charges have hit my statement. So far so good. Hopefully the pasedena trash trying to scam my card gets worn out.
John Francis Donaghy
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Ignoring the fact that someone has stolen your credit card info is always the best way to go. Just keep doing what you're doing bro.
Brian Earl Spilner
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AG
This is a troll, right?
62strat
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You don't have more than one credit card? There's your problem.

How many recurring charges could you possibly have on a credit card? I have cable, cell, hell I think that's it. This is not difficult to change a few. Or do you have a bunch of porn sites on a recurring charge basis?

This has never effected me all that much. It just happened with my Chase SW visa about a month or two ago.
bac
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AG
It's not just the recurring charges, but the websites/apps where you store your card, like Amazon.

I broke down and created a .xls of all the places I need to update my card when it gets compromised. Almost 40 places, at this point.
swc93
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AG
Just give the new numbers to your people and have them handle the updates. Jeez; not that difficult.
62strat
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bac said:

It's not just the recurring charges, but the websites/apps where you store your card, like Amazon.

I broke down and created a .xls of all the places I need to update my card when it gets compromised. Almost 40 places, at this point.
Why update all those places right away when you get a new card unless there is a recurring charge?

You don't have to remember every single site you have a card stored. When the time comes that you are going to make a purchase on some website, that's your reminder that you have a card stored there, and that's when you can update it. There is no need to go and update every single website you have card info stored in proactively. You keep your card on you right? So this isn't a problem to do it when the time comes.

I've gone to purchase something on some website I hadn't used in a while, and I had CC info stored in there from like 2 or 3 cards ago, so updating it every time I got a new card would have clearly been a waste of time.
MooreTrucker
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My only beef is if you tell them, yeah, it's my charge, the store still has to run it again.
fta09
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Capital One has a browser extension that will generate a unique CC # for each website you use. Helps keep your account a little more secure and makes situations like this easier.
YellAgs
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AG
I write checks everywhere and make sure not to have anything filled out til they give me a grand total!
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