blindey said:
et98 said:
I used to boycott Blockbuster until they went out of business. The day they shut down is in my top 5 days of all time. **** those guys.
They insisted that I rented 2 movies from a town I'd moved away from 2 years earlier and charged me a $4.10 late fee for them. I refused to pay and even provided documents proving that I couldn't have rented those movies because their own computer system showed that I rented a different movie from a different store that was two hours away within 23 minutes of when I supposedly rented the two movies from the town I no longer lived in. After weeks of arguing with those ****-for-brains and getting nowhere, I finally agreed to take my business elsewhere.
Four years later, I'd gotten married and was preparing to buy a house. Low and behold, my credit rating was in the toilet because those ******s had turned my $4.10 fee that I didn't even really owe over to a collections agency who never contacted me. Those ****ers nearly cost me my home and 10's of thousands of dollars because they are a bunch of dip-****s who can't admit when they screwed up. I spent weeks doing paperwork, providing documents, writing detailed statements, and meeting with credit reporting people to get that crap fixed. Although we finally got the credit straightened out, it took forever so we had to buy my home in only my wife's name which ended up costing us a lot of cash before we could refinance with the correct credit info.
TL;DR - Blockbuster sucks. I'm glad that company failed. I wish dead companies got buried like people so I could dance on Blockbuster's grave.
credit agencies won't ding you for anything under $100.
There's another chapter to this saga that I had initially included but deleted because it wasn't a big player in my hatred of Blockbuster (at least it wasn't 2 days ago), and I thought the post had gotten too long.
The amount that Blockbuster had turned over to the collections agency was not $4.10, it was $100 and something bucks (I can't remember the exact amount). Apparently, after I stopped using Blockbuster, 4 movies had magically been rented on my account from that same Conroe store all at the same time and were never returned. I was never told what the movies were or what each one individually cost. All I knew was the total bill amount and that it was for 2 late movies and 4 unreturned movies.
I had no documentation to prove that I couldn't have rented those unreturned movies like I did with the late fee movies, so they weren't as much of a factor in my interaction with the credit agency. I did point out that my account shouldn't have been able to rent them in the first place due to the mysterious late fees, but apparently it was possible. While Blockbuster didn't typically allow customers to rent movies if they had an unpaid late fee, they technically could. Regardless, the documents proving that I never rented the first set of movies was enough for the credit bureau to consider it all a billing error (or whatever the technical term was), & my credit was restored. So the second set of movies didn't play a big role in the process...until I read blindey's post!
Until blindey's comment, I never thought the whole unreturned movies thing mattered much, but now that I find out that my credit would've never been touched in the first place without them, I'm even MORE pissed!
God I hate Blockbuster.
