The monorail only goes to magic Kingdom and Epcot.
If you want a water park, or Studios, or Animal Kingdom, Downtown disney etc., you're gonna have to take a bus anyway.
If you stay on the monorail loop you either wait longer for a bus than the other hotels or you take the monorail to the TTC and then wait on a bus.
look at
www.mousesavers.com for discount codes. Try
www.wdwinfo.com for info.
There's a great message board at
www.wdwmagic.com under the dicsussion boards.
And if you're wanting help booking contact Kingdom Consultants. They're independent travel agents, but there is no charge for their service. They only set up Disney vacations.
Any other questions, just ask. My wife and I are kind of Disney experts we've been so much.