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Just switch to T-Mobile. 2 lines unlimited 4G LTE data and no contract. You can either finance your phone over 24 months no interest, lease it 18 months and upgrade 3 times a year at any time or flat out buy your phone. Can pay any amount any time when you finance. Unless T-Mobile blows where you are (and this isn't your old T-Mobile) there is really no reason not to go with them.
if you travel at all t-mobile drops to 2g or out completely. I can hardly go 30-miles outside of a major city and still have service. I also drop in virtually every building I walk into, but my co-workers on ATT or Verizon all have 4-bars and 4g/LTE.